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Choosing a payment gateway

Revision date: Jan 31, 2006
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Alternatives to online systems

X-Cart supports payments through non-traditional means, for example off-line credit cards. This means that the customer's credit card information is stored to be processed later through the usual procedures (POS, phone payment). In some cases, this can be useful if you wish to start selling right away. It can also serve as a backup method if the main online payment system is temporarily unavailable.

Another payment option is PayPal. This company acts as an intermediary between users and transfers funds from one user to another by discounting the amount of the transaction from the payer's account. This system can be useful in certain cases, although the verification procedure is quite complicated.

Conclusion

If your store is just starting out you will want to keep fixed costs low. You should choose a gateway which offers its own SSL certificate free of charge, which doesn't require installing components in your server, and which doesn't charge excessive penalties for chargebacks.

If your store is already established, with a clear projection of sales levels, you will want to choose a gateway which allows you to use your own merchant account, your own SSL certificate, and offers all the security measures and uniformity of advanced integration methods.

Of course you should also go with a shopping cart that lets you choose. X-Cart supports over forty online payment gateways, off-line credit cards, and non-traditional systems such as PayPal and MoneyBookers.

If you experience trouble with the system you have chosen, simply choose again from the extensive list of compatible systems supported by X-Cart. Click here to view the X-Cart supported gateways list.

Benefits from using X-Cart

Using the X-Cart software you can accept payments in any currency and use many real-time credit card processing gateways. What is the main advantage of the shopping cart that has support for the most of existing payment processors? Multi-gateway support gives you ability to switch easily from one to another in case you are not satisfied with service.

There are many solutions available at the e-commerce software market that support only one single payment gateway, for example, Authorize.net shopping cart, PayPal shopping cart or similar. But X-Cart is integrated with dozens of credit card and e-check gateways.

If the gateway you want to use is not on the list you can make an order and our team of professionals will do shopping cart custom development services for you and implement integration with the payment gateway you want.

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