Choosing a payment gateway
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Revision date: Jan 31, 2006
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Alternatives to online systems
X-Cart supports payments through non-traditional means, for example off-line credit cards. This means that the customer's credit card information is stored to be processed later through the usual procedures (POS, phone payment). In some cases, this can be useful if you wish to start selling right away. It can also serve as a backup method if the main online payment system is temporarily unavailable.
Another payment option is PayPal. This company acts as an intermediary between users and transfers funds from one user to another by discounting the amount of the transaction from the payer's account. This system can be useful in certain cases, although the verification procedure is quite complicated.
Conclusion
If your store is just starting out you will want to keep fixed costs low. You should
choose a gateway which offers its own SSL certificate free of charge,
which doesn't require installing components in your server, and which
doesn't charge excessive penalties for chargebacks. If your store
is already established, with a clear projection of sales levels, you
will want to choose a gateway which allows you to use your own merchant
account, your own SSL certificate, and offers all the security measures
and uniformity of advanced integration methods. Of course you
should also go with a shopping cart that lets you choose. X-Cart
supports over forty online payment gateways, off-line credit cards, and
non-traditional systems such as PayPal and MoneyBookers. If you
experience trouble with the system you have chosen, simply choose again
from the extensive list of compatible systems supported by X-Cart.
Click here to view the X-Cart supported gateways list. Benefits from using X-CartUsing
the X-Cart software you can accept payments in any currency and use
many real-time credit card processing gateways. What is the main
advantage of the shopping cart that has support for the most of
existing payment processors? Multi-gateway support gives you ability to
switch easily from one to another in case you are not satisfied with
service. There are many solutions available at the e-commerce
software market that support only one single payment gateway, for
example, Authorize.net shopping cart, PayPal shopping cart or similar.
But X-Cart is integrated with dozens of credit card and e-check
gateways.
If the gateway you want to use is not on the list you
can make an order and our team of professionals will do shopping cart
custom development services for you and implement integration with the payment gateway you
want.
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